Cross verify the policy and get your policy customized from Now Health website before making the purchase using these tips.
* Check all clauses carefully before and after purchase for better knowledge of benefits and limitations.
* Higher deductible and co-insurance, lower premium is beneficial if you are relying on insurance for major emergencies only.
* Some policies offer worldwide coverage except USA, cutting the premium around 50%.
* In case of plans to visit USA, get separate policy for the period of stay.
* Annual payment options give you the best rates and upon cancellation, you get the unused yearly portion refunded.
* Check direct pay clauses where insurer pays directly to the hospital rather than you paying out of your pocket and later reimbursing it.